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College Cost Reduction and Access Act (CCRAA)

The CCRAA was signed into law on September 27, 2007. It is important to consider this law as having two separate and distinct components:

  • Income Based Repayment Plan (Section 203) - If your debt is high and your income is low, regardless of whether you work in public service, you are entitled to pay back your federal loans through the Income Based Repayment plan (IBR), beginning July 1, 2009 and the remainder of your debt will be forgiven after 25 years.
  • Loan Forgiveness (Section 401) - If you work full-time in public service (broadly defined – see below) for a cumulative 10 years, at the end of the 10 years (or after you have made 120 qualifying payments while working in public service) the remainder of your Federal Direct Consolidation loans will be forgiven.

Learn more about the Philosophy Major for Pre-Law Students.

Philosophy is by far the best preparation for Law School, as well as a lifetime asset for the career lawyer. The Department offers a Philosophy Major for Pre-Law Students. Below is a summary of some of the advantages of having a philosophy background before entering Law School.

  1. The philosophy student develops invaluable skills in precise analytical thinking, logical reasoning, and persuasive argumentation. In a recent survey, lawyers who had previously studied philosophy pointed to this training, more than any other aspect of their undergraduate preparation, as the single most important factor in the success of their careers.
  2. Lawyers need to think clearly, speak forcefully, and write coherently. Philosophy emphasizes these communication skills in every one of its courses.
  3. Philosophy provides significant insight into and appreciation of the theoretical underpinnings of the law. This is especially true of the law of our country, which is founded upon principles developed by such philosophers as Hobbes, Locke, and Bentham. Jurisprudence, an essential part of any Law School curriculum, is the philosophy or the formal science of law.
  4. Every major law school has come to realize the importance of legal ethics in their curriculum. As part of its program, philosophy develops the theoretical and practical foundations of ethics.
  5. Philosophy, and especially Logic, are important dimensions of courses designed to prepare students for the admission test to Law School (LSAT). Philosophy majors performed substantially better than most other majors on the LSAT.
  6. Undergraduate philosophy majors who apply to Law School are more likely to be admitted than students from all other humanities and business fields, according to statistics compiled by the Law School Admission Services.

For information about the Loyola College of Law early entry program:

Read more about the early entry program in The Maroon, Loyola's student newspaper.

For Loyola University Community Action Programs (LUCAP) devoted to justice through the law:

Recent Loyola University graduates have attended the following law schools:

  • Loyola University College of Law
  • Yale University Law School
  • Georgetown University
  • Harvard University
  • George Washington University
  • Boston College
  • Louisiana State University
  • University of North Carolina Chapel Hill
  • Florida State University
  • Tulane University
  • Catholic University Law School
  • University of South Florida Law School
  • DePauw University Law School
  • University of Chicago Law School